Loan officer
Resume examples

Managed complex portfolio of construction mortgage and commercial loans monitor escrow and PMI payments; evaluate financial data related to new and renewal loan requests. Diligently processed approximately 500 loans, reviewing collateral including UCC statements and Deed of Trust filings; created internal and external reports in regard to the company’s portfolio and asset performance. Collaborated with lender representatives and Client Manager to review and verify borrowers' income, loan repayment schedule, collateral, risk identification, credit reports, property appraisals, and title insurance documents, to prepare and submit loan applications; ensured all operations comply with company policies, Fair Lending, FDIC, and banking regulations. Selected to join Diversity & Inclusion committee to support companywide efforts.

• Performed ad-hoc analysis and reporting; mitigated risk factors through careful analysis of financial and statistical data.
• Centralized Standard Operating Procedures (SOP) into a live excel document, improved the accuracy and efficiency of the communication workflow.
• Impacted performance metrics with lowest error rate on the team; utilized excel document to track daily employee progress, to accurately achieve established goals.