Financial analyst
Resume examples

Developed strong end-to-end knowledge of the investment and consultancy industry within the company’s structure and through exposure to various functions within Tier 1 and Tier 2 financial organizations. Established relationships with stakeholders from a wide business network and portfolio.

• Applied analytical skills to process large amounts of data to find profitable opportunities and investments.
• Supported the consolidated reporting, analysis, and business planning across the company’s investment division.
• Demonstrated a strong understanding of economic trends, social and political situations, and regulations that could impact a client’s investments.
• Reviewed potential investments to ensure there were no issues that could lead to complications to the overall health of stable profits.
• Wrote clear and well-structured business documents to help investors understand growth opportunities and risks.

Multifaceted role requiring analytical and relations expertise to efficiently evaluate and explore investment opportunities.

• Facilitated high-profile acquisitions and harnessed invaluable insights by cultivating an extensive network of key players within the industry.
• Coordinated an executive team of financial analysts to thoroughly evaluate investment opportunities and successfully build client portfolios.
• Streamlined fund databases to optimize efficiency and whilst organizing resources and business insights to facilitate operational workflows.
• Facilitated cross-functional collaborations to expedite processes and grow returns.

Conducted regular credit valuations on unsecured loan requests, provided an outcome in line with the company's credit policy, guidelines, and lending benchmarks while working meticulously with internal and external investors.

• Developed liquidity, profitability, and credit reports of single and corporate identities being evaluated with similar establishments to determine risk.
• Arranged spreadsheets, credited pitches for complex credit using Capital IQ and Pitchbook Data.
• Reviewed summaries and made estimations for loan decision-makers.
• Managed and evaluated financial annals to guarantee detailed reports, financial statements, and accounts receivable data.
• Monitored current accounts for payment progress for various clients and organizations.
• Collaborated with a financial team in inaugurating and retaining lien faultlessness of various collateral.

Recruited to undertake due diligence and restore company profitability, involving considerable improvements to finance, HR, payroll, and legal operations. Managed product initiatives including sourcing, contracting and designing business models and break-even analyses.

• Directed final infomercial campaign and closer of U.S. business, and retrained staff to provide industry analysis and U.S. best practice research and analysis of U.S. retail best practices.
• Reviewed contracts for international product distribution and OLM.
• Completed and managed annual budgeting and monthly financial reporting.
• Achieved recovery by liquidating inventory, producing a 38% recovery rate, and eliminating unprofitable campaigns.
• Utilized forensic accounting expertise to identify $300,000+ of missing accounts receivables previously missed by auditors from third-party distributors and negotiated settlement.
• Minimized losses by identifying and creating database queries to track unshipped products.
• Reduced call center costs by identifying and resolving customer service issues.
• Increased order conversion by launching a live representative call center.
• Established new accounting closing procedures and policies, reducing monthly close from 25 to 10 days.
• Collaborated with auditors to complete an annual audit that was four months behind schedule from previous management.

Complex, data-intensive role, requiring financial research, analytical and relations expertise to build a valuable network of key industry players to promptly harness insights to build portfolios.

• Led routine meetings with clients to provide them with a comprehensive analysis of their current investment portfolio encompassing risk assessment, returns, etc.
• Leveraged relations expertise with build a valuable network of key industry players and manage relations with clients to gain and harness business insights.
• Utilized financial analysis and modelling expertise to track and analyze asset values and identify cost saving opportunities.
• Conducted extensive research and due diligence to promptly identify and explore opportunities, resulting in a 30% increase in return on investments.

Conducted quantifiable examinations of prospective clients for lines of credit. Evaluated collateral values in processing requests and then formulated written credit-approval packages or denial memos.

• Examined existing customers through various statistics matrix, developed scoring structures, and conducted assessments to certify that systems remained accurate.
• Practiced general accounting principles and financial acumen proficiency in evaluating aspirants' ongoing records and gauged the applicants' financial solidness based on existing data.
• Analyzed income growth, quality of management, market share, probable risks of the business and collateral appraisal.
• Conducted and supervised financial statement analysis using advanced accounting expertise.
• Supervised team leads with monthly financial reports to ensure all measures remained in line with monthly targets.

Directed general accounting, finance, and budgetary control, maintenance of fiscal records, and preparation of financial, sales, and operational reports. Presented accounting and financial statement and analysis data to the executive team and recommended improvements.

• Collaborated with senior sales leadership, human resources, accounting, and finance departments to define optimal performance measurements and management programs – partner in the development of annual rebate, incentive, and general compensation programs.
• Developed and executed analysis of business initiatives, product launches, new service offerings including discounts; work closely with sales and marketing to establish pricing strategies.
• Implemented key processes and strategies to achieve the company’s financial goals and objectives.

Performed technical due diligence for $1B+ acquisitions and effectively recommended post-merger action, modeled integration costs, an appropriate mix of investments, potential risks, and opportunities using technical accounting expertise and researcher and executive interviewer skills to determine growth trends, quality net assets, financial statement analysis, and cash flows for Fortune 100 clients. Collaborated with Technology, Risk, and advisory teams on Private Equity projects.

• Launched Minneapolis Social Impact Community to promote the first national MBA case competition on social impact. Secured internal sponsorship, hosted the event, and created marketing materials.
• Led complex IT projects and provide guidance and direction to multiple executive stakeholders and external partners. Ensured profitable performance, efficient operations, improved sales, and profit margins.

Managed a $25 million credit portfolio. Collaborated with clients to acquire necessary collateral, cultivate strong relationships, and maximize additional credit opportunities. Administered credit policies have proven to minimize losses and grow sales. Established credit lines, controlled bad debt levels across the portfolio, and mitigated risk with proprietary finance alternatives. Proactively addressed necessary credit resolutions.

• Created a credit risk management environment of acceptable quality, in terms of established credit guidelines; developed sound, acceptable credit policies.
• Managed account receivables and all related functions; renegotiated account receivable balances, streamlined processes, and improved client retention rates.
• Investigated and verified financial status and reputation of prospective customers applying for credit; reviewed credit references and Dunn and Bradstreet data to determine applicant suitability.
• Evaluated and provided analysis, conclusion, and recommendations to determine credit line amounts; communicated information to customers and team members.
• Reviewed and adjusted credit lines regularly; revoked lines of credit upon receipt of external information pertinent to the financial strength of account.
• Identified problem accounts and negotiated payment programs with delinquent customers.
• Improved the department's Daily Sales Outstanding (DSO) collections rate by (40%), in less than one year.
• Reduced bad debt by (90%), within five years.
• Consistently reduced net bad and account receivable aging quota to less than .25% of yearly sales.