Credit analyst
Resume examples

Conducted regular credit valuations on unsecured loan requests, provided an outcome in line with the company's credit policy, guidelines, and lending benchmarks while working meticulously with internal and external investors.

• Developed liquidity, profitability, and credit reports of single and corporate identities being evaluated with similar establishments to determine risk.
• Arranged spreadsheets, credited pitches for complex credit using Capital IQ and Pitchbook Data.
• Reviewed summaries and made estimations for loan decision-makers.
• Managed and evaluated financial annals to guarantee detailed reports, financial statements, and accounts receivable data.
• Monitored current accounts for payment progress for various clients and organizations.
• Collaborated with a financial team in inaugurating and retaining lien faultlessness of various collateral.

Conducted quantifiable examinations of prospective clients for lines of credit. Evaluated collateral values in processing requests and then formulated written credit-approval packages or denial memos.

• Examined existing customers through various statistics matrix, developed scoring structures, and conducted assessments to certify that systems remained accurate.
• Practiced general accounting principles and financial acumen proficiency in evaluating aspirants' ongoing records and gauged the applicants' financial solidness based on existing data.
• Analyzed income growth, quality of management, market share, probable risks of the business and collateral appraisal.
• Conducted and supervised financial statement analysis using advanced accounting expertise.
• Supervised team leads with monthly financial reports to ensure all measures remained in line with monthly targets.